So you think you don’t need to pay for a home inspection before the 12 month builder warranty expires because “you have a great builder”? Maybe. However, are you willing to bet on those subcontractors? Or the subs for those subcontractors?
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You might also be thinking you can rely on those city or county inspectors who came out periodically. Do you really think they had time to do much more than a cursory inspection? I haven’t caught many who are willing to crawl around in an attic or crawl space verifying everything. Many things can go wrong after a municipal inspector signs off on a home. And nobody will look at how the components and systems function as a whole unless you hire a private home inspector.
You say, “But how could something go wrong when it is all so new?” Actually, a lot could go wrong with your new house during that first year. Obvious defects you might pick up on during your first months living in your new home. But there could be hidden defects that most homeowners won’t have the technical training to detect. Small defects can result in expensive repairs in the future.
“But I had an inspection done before I closed on my home so I’m sure I don’t need another one!” Maybe you did. However, over that first year the systems of the house started to operate and you began to really live in the house and put it to use. Building materials expand and contract with environmental and weather changes. Problems can become evident during that time period that weren’t there before it became your home.
Since most significant problems with homes that are 5-30 years old originate when the house is new, it’s wise to take advantage of the opportunity to discover those potential issues and have the responsibility of those covered repairs to fall with the Builder’s Warranty. The cost of an inspection would be far outweighed by the cost of most home repairs.
Don’t put your Inspection scheduling off too long! In the spring/summer when the real estate market gets extremely busy….so do the Inspectors! Make that phone call and get on their schedule now!